.hb{--hb-navy-950:#0d47a1;--hb-navy-900:#0d47a1;--hb-navy-800:#13418f;--hb-navy-100:#dbe7f7;--hb-blue-700:#0d47a1;--hb-blue-600:#0d47a1;--hb-gold-600:#9b1d3c;--hb-gold-500:#9b1d3c;--hb-gold-100:#fde8ec;--hb-leaf-700:#15803d;--hb-leaf-50:#f0fdf4;--hb-paper:#fafbfc;--hb-card:#fff;--hb-ink:#1a2333;--hb-slate:#5b6b7f;--hb-line:#e3e9f0;--hb-radius-card:8px;--hb-radius-control:6px;--hb-font-sans:var(--font-inter), ui-sans-serif, system-ui, "Segoe UI", Roboto, Arial, sans-serif;--hb-font-serif:Georgia, "Times New Roman", serif;--hb-shadow-sm:0 1px 2px #10294f0f;--hb-shadow-md:0 4px 14px #10294f1a;--hb-container:1200px;--hb-space-section:clamp(3.5rem, 7vw, 5.5rem)}.hb-body{background:var(--hb-paper);color:var(--hb-ink);font-family:var(--hb-font-sans);-webkit-font-smoothing:antialiased}.hb-container{width:100%;max-width:var(--hb-container);margin-inline:auto;padding-inline:1rem}@media (min-width:1024px){.hb-container{padding-inline:2rem}}.hb-hero-title{letter-spacing:-.02em;text-wrap:balance;overflow-wrap:anywhere;font-size:clamp(2rem,4.6vw,3.4rem);font-weight:800;line-height:1.08}.hb-page-title{letter-spacing:-.015em;text-wrap:balance;overflow-wrap:anywhere;font-size:clamp(1.75rem,3.4vw,2.6rem);font-weight:800;line-height:1.12}.hb-section-title{letter-spacing:-.01em;text-wrap:balance;font-size:clamp(1.4rem,2.6vw,2rem);font-weight:800;line-height:1.2}.hb-card-title{font-size:1.05rem;font-weight:700;line-height:1.35}.hb-eyebrow{letter-spacing:.14em;text-transform:uppercase;font-size:.72rem;font-weight:700}.hb-serif-accent{font-family:var(--hb-font-serif)}.hb-body-text{overflow-wrap:anywhere;line-height:1.7}.hb-caption{font-size:.82rem;line-height:1.5}.hb a{overflow-wrap:anywhere}.hb-btn{border-radius:var(--hb-radius-control);cursor:pointer;text-align:center;border:1px solid #0000;justify-content:center;align-items:center;gap:.5rem;min-height:44px;padding:.7rem 1.5rem;font-size:.95rem;font-weight:700;line-height:1.2;transition:background-color .15s,color .15s,border-color .15s;display:inline-flex}.hb-btn:focus-visible{outline:2px solid var(--hb-gold-500);outline-offset:2px}.hb-btn-primary{background:var(--hb-blue-700);color:#fff}.hb-btn-primary:hover{background:var(--hb-navy-900)}.hb-btn-gold{background:var(--hb-gold-500);color:#fff}.hb-btn-gold:hover{background:var(--hb-gold-600);color:#fff}.hb-btn-outline-light{color:#fff;background:0 0;border-color:#ffffff73}.hb-btn-outline-light:hover{color:var(--hb-navy-900);background:#fff}.hb-btn-outline-dark{border-color:var(--hb-navy-800);color:var(--hb-navy-900);background:0 0}.hb-btn-outline-dark:hover{background:var(--hb-navy-900);color:#fff}.hb-btn[disabled]{opacity:.6;cursor:wait}.hb-card{background:var(--hb-card);border:1px solid var(--hb-line);border-radius:var(--hb-radius-card);box-shadow:var(--hb-shadow-sm)}.hb-card-lift{transition:box-shadow .15s,transform .15s}.hb-card-lift:hover{box-shadow:var(--hb-shadow-md)}.hb-strip{background:var(--hb-card);border:1px solid var(--hb-line);border-radius:var(--hb-radius-card);box-shadow:var(--hb-shadow-sm)}.hb-rule{border:0;border-top:1px solid var(--hb-line)}.hb-gold-tick{background:var(--hb-gold-500);border-radius:2px;width:2.25rem;height:3px;display:inline-block}.hb-label{margin-bottom:.4rem;font-size:.85rem;font-weight:600;display:block}.hb-input,.hb-select,.hb-textarea{border:1px solid var(--hb-line);border-radius:var(--hb-radius-control);width:100%;min-height:44px;color:var(--hb-ink);background:#fff;padding:.65rem .85rem;font-family:inherit;font-size:.95rem}.hb-textarea{resize:vertical;min-height:120px}.hb-input:focus-visible,.hb-select:focus-visible,.hb-textarea:focus-visible{outline:2px solid var(--hb-blue-600);outline-offset:1px;border-color:var(--hb-blue-600)}.hb-field-error{border-color:#b42318!important}.hb-error-text{color:#b42318;margin-top:.35rem;font-size:.85rem}.hb-hint{color:var(--hb-slate);margin-top:.35rem;font-size:.82rem}.hb-tablewrap{border:1px solid var(--hb-line);border-radius:var(--hb-radius-card);background:#fff;flex-direction:column;justify-content:center;display:flex;overflow-x:auto}.hb-table{border-collapse:collapse;width:100%;min-width:0;font-size:.92rem;display:table}.hb-table,.hb-table th,.hb-table td{white-space:normal}.hb-table th,.hb-table td{text-align:left;vertical-align:middle;padding:.75rem .8rem}.hb-table thead th{background:var(--hb-navy-900);color:#fff;letter-spacing:.06em;text-transform:uppercase;font-size:.78rem}.hb-table thead th.num,.hb-table td.num{text-align:right;white-space:nowrap}.hb-table tbody tr+tr{border-top:1px solid var(--hb-line)}.hb-table tbody tr:hover{background:#f4f7fb}.hb-timeline{margin:0;padding:0;list-style:none}.hb-timeline li{padding:0 0 1.5rem 2.25rem;position:relative}.hb-timeline li:before{content:"";background:var(--hb-line);width:2px;position:absolute;top:1.6rem;bottom:-.2rem;left:.55rem}.hb-timeline li:last-child:before{display:none}.hb-timeline .hb-dot{background:var(--hb-navy-900);border:3px solid var(--hb-gold-500);border-radius:9999px;width:1.25rem;height:1.25rem;position:absolute;top:.15rem;left:0}.hb-badge{letter-spacing:.04em;background:var(--hb-navy-100);color:var(--hb-navy-900);border-radius:9999px;align-items:center;gap:.4rem;padding:.3rem .7rem;font-size:.75rem;font-weight:700;display:inline-flex}.hb-link{color:var(--hb-blue-700);font-weight:600}.hb-link:hover{text-decoration:underline}.hb-reveal{opacity:0;will-change:opacity, transform;transition:opacity .55s,transform .55s;transform:translateY(18px)}.hb-reveal-in{opacity:1;transform:none}.hb-gold-panel{border:1px solid #ecd9a8;border-left:4px solid var(--hb-gold-500);background:#fbf4e0}.hb-form-gold{background:#fdf8ec;border:1px solid #f0e2b9}@keyframes hb-float{0%,to{transform:translateY(0)}50%{transform:translateY(-8px)}}.hb-float{animation:5s ease-in-out infinite hb-float}@keyframes hb-pulse-ring{0%{opacity:.7;transform:scale(.85)}70%{opacity:0;transform:scale(1.6)}to{opacity:0}}.hb-pulse-ring{border:2px solid var(--hb-gold-500);border-radius:9999px;animation:2.6s ease-out infinite hb-pulse-ring;position:absolute;inset:0}.hb :is(a,button,input,select,textarea,[tabindex]):focus-visible{outline:2px solid var(--hb-gold-500);outline-offset:2px}.hb-topbar{background:var(--hb-navy-950);color:#dbe4f0;font-size:.8rem}.hb-topbar a{color:#fff}.hb-topbar a:hover{color:#fff;text-decoration:underline}.hb-masthead{border-bottom:1px solid var(--hb-line);background:#fff}.hb-navlink{min-height:44px;color:var(--hb-ink);border-radius:var(--hb-radius-control);white-space:nowrap;align-items:center;padding:.5rem .8rem;font-size:.92rem;font-weight:600;display:inline-flex}.hb-navlink:hover{color:var(--hb-blue-700);background:#eef3f9}.hb-navlink[aria-current=page]{color:var(--hb-blue-700);box-shadow:inset 0 -3px 0 var(--hb-gold-500);border-radius:0}.hb-hero{background:var(--hb-navy-900);color:#fff;text-align:center;position:relative;overflow:hidden}.hb-hero .hb-container{text-align:center}.hb-hero .hb-hero-pattern{opacity:.5;pointer-events:none;position:absolute;inset:0}.hb-hero-shade{pointer-events:none;background:linear-gradient(#0d47a1f0 0%,#0d47a1e0 55%,#0d47a1d1 100%);position:absolute;inset:0}.hb-footer{background:var(--hb-navy-950);color:#c6d2e2}.hb-footer h2,.hb-footer h3{color:#fff}.hb-footer a{color:#c6d2e2}.hb-footer a:hover{color:var(--hb-gold-500)}.hb-previewbar{background:var(--hb-gold-500);color:var(--hb-navy-950);text-align:center;padding:.45rem 1rem;font-size:.8rem;font-weight:700}.hb-faq-item{border:1px solid var(--hb-line);border-radius:var(--hb-radius-card);background:#fff;overflow:hidden}.hb-faq-item+.hb-faq-item{margin-top:.6rem}.hb-faq-trigger{text-align:left;cursor:pointer;width:100%;min-height:56px;color:var(--hb-ink);background:0 0;border:0;justify-content:space-between;align-items:center;gap:1rem;padding:1rem 1.15rem;font-family:inherit;font-size:.98rem;font-weight:700;display:flex}.hb-faq-trigger:hover{color:var(--hb-blue-700)}.hb-faq-trigger .hb-faq-icon{flex-shrink:0;transition:transform .15s}.hb-faq-trigger[data-state=open] .hb-faq-icon{transform:rotate(45deg)}.hb-faq-panel{color:var(--hb-slate);padding:0 1.15rem 1.15rem;font-size:.94rem;line-height:1.7}@media (prefers-reduced-motion:reduce){.hb *,.hb :before,.hb :after{scroll-behavior:auto!important;transition-duration:.01ms!important;animation-duration:.01ms!important;animation-iteration-count:1!important}}